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How to Stop Thieves From Using Your Checks
Source: Federal Deposit Insurance Corporation. Don't have your Social Security or driver's license number imprinted on your checks. These numbers, combined with other information on your…A Brief History of Checking
No one is quite sure when the first checks appeared. Some experts think the Romans may have invented the check about 352 B.C. But even if that were true, the idea apparently didn't catch on…Unemployment Insurance in the U.S.
Under What Conditions Can the Worker Collect?Who Pays for the Insurance?Federal Programs Unemployment insurance is managed jointly by the states and the federal government. Most states began…Under What Conditions Can the Worker Collect?
The laws vary from state to state. In general, a waiting period of one week is required after a claim is filed before collecting unemployment insurance; the worker must be able to work, must…How to Buy Life Insurance
Source: The American Council of Life Insurers. Web: www.acli.com/public/media/mainframe_med.htm .Types of Life InsuranceFinding an AgentChoosing a PolicyConsider Other ProvisionsResearch the Company…Types of Life Insurance
TERM LIFE INSURANCE: provides coverage for a specific period of time. Policies can often be renewed at the end of the term, which can last from one to 30 years. Advantages:Lower premiums,…Finding an Agent
Most people buy policies through an insurance agent. Get the names of several agents from business associates or family members. Find out what companies they represent, what types of policy…Choosing a Policy
Your agent's role is to find a policy that is right for you. Be prepared to discuss your financial situation, personal goals, family background, and health. You may have to take a physical…Consider Other Provisions
Riders are additional provisions that can be added to a policy. Riders might include additional benefits for accidental death; suspending premium payments if you become disabled; or…Research the Company
Some 1,700 U.S. companies sell life insurance. Make sure you choose a company in sound financial shape and licensed in your state. Contact your state's insurance department. A number of…Trending
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