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What You Should Know About Credit Card Blocking

Source: FDIC Consumer News Credit card blocking is like having a slow leak in your spare tire: You are not aware of the problem until you need to do something about it. Credit card blocking…

The Consumer Action Handbook

Source: U.S. Office of Consumer Affairs. The Consumer Action Handbook, published by the Federal Consumer Information Center, is over 160 pages of valuable information that no consumer should be…

Mail Fraud

More and more consumers are receiving misleading or downright fraudulent mail promotions. These promotions take several forms. Some examples are:sweepstakes that require you to pay an entry…

Warranties and Guarantees

An important feature to consider before buying a product or service is the warranty that comes with it. When reviewing warranties, use the guidelines below.Do not wait until the product…

Counterfeit Products

Source: U.S. Office of Consumer Affairs. Counterfeit products include any product bearing an unauthorized representation of a manufacturer's trademark or trade name. Examples of products…

How to Apply for Benefits

You apply for benefits by filing a claim either in person, by mail, or by telephone at any Social Security office. You can get the address of your nearest office either from the post office…

What Does Social Security Offer?

Retirement BenefitsSurvivor's BenefitsDisability BenefitsMedicare Program The Social Security contribution you pay gives you four different kinds of protection: (1) retirement benefits, (2)…

Retirement Benefits

If you were born earlier than 1938, you became eligible for the full amount of your retirement benefits at age 65. That age is gradually being increased: if you were born between 1943 and…

Copyrights

Source: Excerpted from Copyright Basics (Circular 1), U.S. Copyright Office.What Works Are ProtectedWhat Is Not ProtectedGeneral PrinciplesNotice of CopyrightCopyright RegistrationCopyright…

Survivor's Benefits

This feature of the Social Security program gives your family valuable life-insurance protection. The amount of protection is again geared to what the worker would be entitled to if he or…