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Summary of IRA Choices
Individual Retirement Accounts (IRAs) became more attractive on January 1, 1998, with the creation of the “Roth IRA” (named for Senate Finance Committee Chairman William Roth of Delaware)…Buying a Home
Source: U.S. Department of Housing and Urban Development.Shopping for a Loan Your choice of a lender and type of loan will influence not only your settlement costs, but also the monthly cost…1998 Study of Housing Costs
According to the E &Y Kenneth Leventhal Eighth Annual Housing Costs Study, Oklahoma City remained the city where housing took the smallest bite from employee paychecks in 1998. New York…Tips for Online Investing
Source: Securities and Exchange Commission More Americans are investing in the stock market and many of them are doing so through the Internet. Online brokerages account for approximately 25…The Nitty-Gritty of Mortgage Shopping
Source: The Federal Interagency Task Force on Fair Lending A mortgage—whether it's a home purchase, a refinancing, or a home equity loan—is a product, just like a car, so the price and terms…Online Trading Websites
Ameritrade: www.ameritrade.com Charles Schwab: www.schwab.com Datek Online: www.datek.com E*Trade: www.etrade.com Fidelity Investments: www.fidelity.com Harrisdirect: www.harrisdirect.com Merrill…What's the Payoff?
When you buy a share in a mutual fund, you're buying both a share in an investment company and a service from that company (or more accurately, the management company that sponsors it). The…Glossary of Financial Terms
Adjusted gross income Amount of income that is subject to federal income tax. In addition to any other tax credits, contributions to IRAs and 401(k) plans are subtracted from the total. Aggressive…Cracking the Credit Code
Glossary of Credit TermsSource: The Federal Reserve Board. Web: http://www.federalreserve.gov/pubs/shop/ .Annual feeA flat yearly charge similar to a membership fee.Annual percentage rate (APR)A…Financial Documents You Should Have
Financial advisers recommend that your long-term financial plan include the following: Wills A will states how you want your property disposed of after your death. Having a will saves time…Trending
Here are the facts and trivia that people are buzzing about.
