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Beware of Illegal Patent Services

Source: Department of Commerce, Patent and Trademark Office. A patent, in the most general sense, is a document issued by a government, conferring some special right or privilege. The term is…

National Consumer Organizations

NOTE: For other organizations, see Societies & Associations AARP: Consumer Affairs Section, 601 E St. NW, Washington, DC 20049; 888-687-2277; Web: www.aarp.org. Offers information on housing…

Federal Programs

Amendments to the Social Security Act provided unemployment insurance for Federal civilian employees (1954) and for ex-servicemen (1958). Benefits under these programs are paid by state…

Financial Planners

Source: Consumer Federation of American and National Institute for Consumer Education. The way in which a financial planner is compensated can directly affect the advice he or she gives clients. A…

Summary of IRA Choices

Individual Retirement Accounts (IRAs) became more attractive on January 1, 1998, with the creation of the “Roth IRA” (named for Senate Finance Committee Chairman William Roth of Delaware)…

Buying a Home

Source: U.S. Department of Housing and Urban Development.Shopping for a Loan Your choice of a lender and type of loan will influence not only your settlement costs, but also the monthly cost…

1998 Study of Housing Costs

According to the E &Y Kenneth Leventhal Eighth Annual Housing Costs Study, Oklahoma City remained the city where housing took the smallest bite from employee paychecks in 1998. New York…

Tips for Online Investing

Source: Securities and Exchange Commission More Americans are investing in the stock market and many of them are doing so through the Internet. Online brokerages account for approximately 25…

The Nitty-Gritty of Mortgage Shopping

Source: The Federal Interagency Task Force on Fair Lending A mortgage—whether it's a home purchase, a refinancing, or a home equity loan—is a product, just like a car, so the price and terms…

Online Trading Websites

Ameritrade: www.ameritrade.com Charles Schwab: www.schwab.com Datek Online: www.datek.com E*Trade: www.etrade.com Fidelity Investments: www.fidelity.com Harrisdirect: www.harrisdirect.com Merrill…