Combined point totals of the final regular season AP media and USA Today/CNN coaches' polls to help determine bowl match-ups. Polls were released Dec. 3, 1995. Alabama (No. 21) and Miami-FL (No. 22) were officially put on NCAA probation Nov. 30 and Dec. 1, respectively, and became ineligible for the final regular season coaches' poll. AP point totals for teams on probation were doubled in the Alliance poll.
| | | AP Poll | Coaches | Total Pts |
|---|
| | | No. | Pts | No. | Pts | |
|---|
| 1 | Nebraska | 1 | (1538) | 1 | (1543) | 3081 |
| 2 | Florida | 2 | (1500) | 2 | (1494) | 2994 |
| 3 | Northwestern | 3 | (1413) | 3 | (1412) | 2825 |
| 4 | Tennessee | 4t | (1325) | 4 | (1315) | 2640 |
| 5 | Ohio St. | 4t | (1325) | 5 | (1305) | 2630 |
| 6 | Texas | 9 | (1105) | 6 | (1213) | 2318 |
| 7 | Colorado | 7 | (1140) | 7 | (1140) | 2280 |
| 8 | Notre Dame | 6 | (1203) | 9 | (1068) | 2271 |
| 9 | Florida St. | 8 | (1128) | 8 | (1087) | 2215 |
| 10 | Kansas St. | 10 | (963) | 10 | (963) | 1926 |
| 11 | Virginia Tech | 13 | (801) | 11 | (888) | 1689 |
| 12 | Oregon | 12 | (809) | 12 | (847) | 1656 |
| 13 | Kansas | 11 | (833) | 13 | (805) | 1638 |
| 14 | Michigan | 14 | (758) | 14 | (676) | 1434 |
| 15 | Penn St. | 15 | (733) | 16 | (651) | 1384 |
| 16 | Auburn | 16 | (637) | 15 | (662) | 1299 |
| 17 | USC | 17 | (536) | 17 | (557) | 1093 |
| 18 | Texas A&M | 19 | (406) | 18 | (508) | 914 |
| 19 | Virginia | 18 | (420) | 19 | (427) | 847 |
| 20 | Washington | 20 | (365) | 20 | (360) | 725 |
| 21 | Alabama | 21 | (319) | | --- | 638 |
| 22 | Miami-FL | 22 | (289) | | --- | 578 |
| 23 | Clemson | 23 | (225) | 21 | (344) | 569 |
| 24 | Syracuse | 26 | (57) | 22 | (223) | 280 |
| 25 | Arkansas | 24 | (111) | 23 | (143) | 254 |
1995-96 Season: Per Team Payouts: 1995-96 Season 1995-96 Season: Bowl MVPs 
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