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insurance

(Encyclopedia) insurance or assurance, device for indemnifying or guaranteeing an individual against loss. Reimbursement is made from a fund to which many individuals exposed to the same risk have cont...

life

(Encyclopedia) life, although there is no universal agreement as to a definition of life, its biological manifestations are generally considered to be organization, metabolism, growth, irritability, adaptatio...

health insurance

(Encyclopedia) health insurance, prepayment plan providing services or cash indemnities for medical care needed in times of illness or disability. It is effected by voluntary plans, either commercial or nonpr...

Types of Life Insurance

TERM LIFE INSURANCE: provides coverage for a specific period of time. Policies can often be renewed at the end of the term, which can last from one to 30 years. Advantages:Lower premiums, all…

How to Buy Life Insurance

Source: The American Council of Life Insurers. Web: www.acli.com/public/media/mainframe_med.htm .Types of Life InsuranceFinding an AgentChoosing a PolicyConsider Other ProvisionsResearch the C…

Presidential Quotes

Words from each American president Compiled by David Johnson Note: Dates indicate term of office. Choose a president: George Washingt…

Finding an Agent

Most people buy policies through an insurance agent. Get the names of several agents from business associates or family members. Find out what companies they represent, what types of policy t…

Research the Company

Some 1,700 U.S. companies sell life insurance. Make sure you choose a company in sound financial shape and licensed in your state. Contact your state's insurance department. A number of organ…