Work Credits Required for Living Persons To Be Fully Insured at Age 62

Updated August 5, 2020 | Infoplease Staff
Individual's
date of
birth 		Number of
credits		Individual's
date of
birth 		Number of
credits
(men &
women)
Men Women
1/1/1893
or earlier 		6 6 1/2/13–1/1/14 24
1/2/93–1/1/94 7 6 1/2/14–1/1/15 25
1/2/94–1/1/95 8 6 1/2/15–1/1/16 26
1/2/95–1/1/96 9 6 1/2/16–1/1/17 27
1/2/96–1/1/97 10 7 1/2/17–1/1/18 28
1/2/97–1/1/98 11 8 1/2/18–1/1/19 29
1/2/98–1/1/99 12 9 1/2/19–1/1/20 30
1/2/1899–
1/1/1900 		13 10 1/2/20–1/1/21 31
1/2/00–1/1/01 14 11 1/2/21–1/1/22 32
1/2/01–1/1/02 15 12 1/2/22–1/1/23 33
1/2/02–1/1/03 16 13 1/2/23–1/1/24 34
1/2/03–1/1/04 17 14 1/2/24–1/1/25 35
1/2/04–1/1/05 18 15 1/2/25–1/1/26 36
1/2/05–1/1/06 19 16 1/2/26–1/1/27 37
1/2/06–1/1/07 20 17 1/2/27–1/1/28 38
1/2/07–1/1/08 21 18 1/2/28–1/1/29 39
1/2/08–1/1/09 22 19 1/2/29 or later 40
1/2/09–1/1/10 23 20
1/2/10–1/1/11 24 21
1/2/11–1/1/12 24 22
1/2/12–1/1/13 24 23

Delayed Retirement Credit RatesSocial Security
Social Security in the U.S.
Sources +
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