| Type of Credit | 1980 | 1985 | 1990 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 |
|---|
| Total1 | $349.40 | $593.20 | $789.30 | $960.70 | $1,096.00 | $1,182.40 | $1,234.50 | $1,301.00 | $1,393.70 | $1,531.50 |
| Revolving | 55.10 | 124.70 | 238.60 | 365.60 | 443.20 | 499.40 | 531.20 | 560.50 | 595.60 | 663.80 |
| Nonrevolving2 | 294.30 | 468.50 | 550.70 | 595.10 | 652.80 | 683.10 | 703.30 | 740.50 | 798.00 | 867.60 |
| Finance Rates (%) | | | | | | | | | | |
| Commercial Banks: | | | | | | | | | | |
| New automobiles (48 mos.)3 | 14.32% | 12.91% | 11.78% | 8.12% | 9.57% | 9.05% | 9.02% | 8.72% | 8.44% | 9.34% |
| Other consumer goods (24 mos.) | 15.48 | 15.94 | 15.46 | 13.19 | 13.94 | 13.54 | 13.9 | 13.74 | 13.39 | 13.90 |
| Credit-card plans | 17.31 | 18.69 | 18.17 | 16.04 | 15.90 | 15.63 | 15.77 | 15.71 | 15.21 | 15.71 |
| Finance Companies: | | | | | | | | | | |
| New automobiles | 14.82 | 11.98 | 12.54 | 9.79 | 11.19 | 9.83 | 7.12 | 6.30 | 6.66 | 6.61 |
| Used automobiles | 19.10 | 17.58 | 15.99 | 13.49 | 14.48 | 13.53 | 13.27 | 12.64 | 12.60 | 13.55 |
NOTE: Covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Estimated amounts of seasonally adjusted credit outstanding as of end of year; finance rates, annual averages.
1. Billions of dollars, 349.40 represents $349,400,000,000.
2. Comprises automobile loans and all other loans not included in revolving credit, such as loans for mobile homes, education, boats, trailers, or vacations. These loans may be secured or unsecured.
3. For 1980, maturities were 36 months for new car loans.
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