Daily Almanac for
Feb 15, 2012
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Consumer Credit Outstanding1

(in billions of dollars)

  Total Commercial
banks
Finance
companies
Credit
unions
Federal government
and Sallie Mae
Savings
institutions
Nonfinancial
business
Pools of
securitized assets2
1975 $168.7 $82.9 $32.7 $25.7 n.a n.a. n.a. n.a.
1980 302.1 147.0 62.3 44.0 n.a n.a. n.a. n.a.
1985 526.3 245.1 111.7 72.7 n.a n.a. n.a. n.a.
1990 751.9 347.1 133.3 93.1 n.a n.a. n.a. n.a.
1995 1,122.8 502.0 152.1 131.9 n.a $40.1 $85.1 $211.6
1996 1,211.6 526.8 152.4 144.1 n.a 44.7 77.7 265.8
1997 1,264.1 512.6 160.0 152.4 n.a 47.2 78.9 313.1
1998 1,331.7 508.9 168.5 155.4 n.a 51.6 74.9 372.4
1999 1,426.2 499.8 181.6 167.9 n.a 61.5 80.3 435.1
2000 1,566.5 541.5 193.2 184.4 $104.0 64.6 82.7 500.1
2001 1,869.0 568.4 238.1 189.6 119.5 71.1 75.6 606.6
2002 1,952.7 602.6 237.8 195.7 129.6 68.7 77.5 640.8
2003 2,034.4 669.4 295.4 205.9 114.7 77.9 63.3 607.9
2004 2,120.6 704.3 366.8 215.4 98.4 91.3 64.7 579.8
2005 2,313.9 707.0 516.5 228.6 89.8 109.1 58.8 604.0
2006 2,418.3 741.2 534.4 234.5 91.7 95.5 56.8 664.2
2007 2,554.3 804.1 583.9 235.7 98.4 90.8 55.2 686.2
1. Covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate.
2. Outstanding balances of pools on which securities have been issued; these balances are no longer carried on the balance sheets of the loan originators. n.a. = not available.
Source: Federal Reserve Board. Web http://www.federalreserve.gov/default.htm.

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