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Consumer Credit Outstanding1(in billions of dollars) | | Total | Commercial banks | Finance companies | Credit unions | Federal government and Sallie Mae | Savings institutions | Nonfinancial business | Pools of securitized assets2 |
|---|
| 1975 | $168.7 | $82.9 | $32.7 | $25.7 | n.a | n.a. | n.a. | n.a. | | 1980 | 302.1 | 147.0 | 62.3 | 44.0 | n.a | n.a. | n.a. | n.a. | | 1985 | 526.3 | 245.1 | 111.7 | 72.7 | n.a | n.a. | n.a. | n.a. | | 1990 | 751.9 | 347.1 | 133.3 | 93.1 | n.a | n.a. | n.a. | n.a. | | 1995 | 1,122.8 | 502.0 | 152.1 | 131.9 | n.a | $40.1 | $85.1 | $211.6 | | 1996 | 1,211.6 | 526.8 | 152.4 | 144.1 | n.a | 44.7 | 77.7 | 265.8 | | 1997 | 1,264.1 | 512.6 | 160.0 | 152.4 | n.a | 47.2 | 78.9 | 313.1 | | 1998 | 1,331.7 | 508.9 | 168.5 | 155.4 | n.a | 51.6 | 74.9 | 372.4 | | 1999 | 1,426.2 | 499.8 | 181.6 | 167.9 | n.a | 61.5 | 80.3 | 435.1 | | 2000 | 1,566.5 | 541.5 | 193.2 | 184.4 | $104.0 | 64.6 | 82.7 | 500.1 | | 2001 | 1,869.0 | 568.4 | 238.1 | 189.6 | 119.5 | 71.1 | 75.6 | 606.6 | | 2002 | 1,952.7 | 602.6 | 237.8 | 195.7 | 129.6 | 68.7 | 77.5 | 640.8 | | 2003 | 2,034.4 | 669.4 | 295.4 | 205.9 | 114.7 | 77.9 | 63.3 | 607.9 | | 2004 | 2,120.6 | 704.3 | 366.8 | 215.4 | 98.4 | 91.3 | 64.7 | 579.8 | | 2005 | 2,177.3 | 707.1 | 363.1 | 228.6 | 102.1 | 109.1 | 62.2 | 605.1 |
1. Covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. 2. Outstanding balances of pools on which securities have been issued; these balances are no longer carried on the balance sheets of the loan originators. n.a. = not available.
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