Do I start collecting Social Security when I turn 65?
You can receive Social Security benefits when you turn 62. This, however, is not the "full retirement age" and will reduce your payments by a certain percentage for the rest of your life. For those born in 1937 or earlier, your full retirement age is 65. For those born after 1960, your full retirement age is 67.
For everything in between, see the chart below.